Personal Property & Casualty Protection
Business Property & Casualty Protection
- Businessowners Advantage
- Floral Operations
- Contractors Advantage
- Landscape Designers
- Umbrella
- Liability
- Worker's Comp
-
Agribusiness Protection
Lifestyle Protection
- Life Insurance
- Immediate Annuities
- Deferred Annuities
- Health Insurance
- Disability Insurance
- Long Term Care
Wealth Accumulation
-
Special Interest
If you are interested in a specific product and do not see it listed above, please contact us.
An immediate annuity is a contract in which the insurance company guarantees to provide a series of substantially equal payments over a period of time in exchange for a single premium paid at issue.
Purchasing an immediate annuity requires a one time premium payment. Retirees often purchase a single premium immediate annuity with funds received from 401(k) plans, IRAs, saving accounts, the cash value or death proceeds from life insurance or the proceeds from the sale of a home. The company issuing the immediate annuity guarantees payments directly to you monthly, quarterly, annually or semi-annually for life or for a guaranteed period of time.
Payments from an immediate annuity can be scheduled to supplement your regular social security or pension plans.
Some eligibility requirements may apply. Not available in all states. This page contains only a general description of the coverages and is not a statement of contract. All coverages are subject to the exclusions and conditions in the policy itself.

