As individuals in this new economy, we can no longer rely on a company pension to meet all our retirement income needs. We must establish and monitor our own retirement goals. Based on your goals you will probably need to create assets beyond your employment based plans to make sure you meet your goals. With most of us changing employers several time throughout our working years, keeping track and keeping control of our retirement assets including 401k assets is absolutely necessary to a successful retirement.
The challenge is to determine what our needs will be and which plans provide the most beneficial way to build assets.
... And the choices
We offer a variety of plans using fixed insurance products to structure a retirement program to fit your needs, including:
- Traditional IRA's
- Roth IRA's
- 401k rollover IRA's
- Profit Sharing Plans
- Money Purchase Plans
- Tax deferred Retirement Annuities
- 403(b) plans
If you do not have a retirement plan, or even if you do have an existing plan, you need to review the new plans created by recent tax law changes. Retirement plans are more flexible and appealing than ever before, and there are numerous plan designs to choose from. But how do you know which type of plan to choose? Allow us to give you a free look at the innovative retirement plans available today. You have retirement goals -- let us help you achieve them.
Each individual has a unique set of needs and considerations. We take into account such issues as estate planning, current income, family business succession, and transfer of wealth to the next generation. Together with your CPA and other financial advisors, we can customize a retirement program to maximize the tax advantages available to you.
The next step
Schedule a time to meet and complete a confidential census and discuss your personal goals. Your goals may include creating a new tax deduction, increasing your current deduction, or examining new innovative retirement plans.
The important thing is to take that next step!
Neither American National nor its agents provide legal or tax advice. Please consult your attorney or tax advisor for your specific situation.