Profit From Our Experience!
Business owner’s insurance coverage that is flexible and tailored for your unique business. American National provides the coverage that your business needs.
Business Owner’s Insurance coverage includes the following, up to specific limits:
- Buildings, permanently installed equipment and outdoor fixtures
- Computer systems, electronic media, including valuable paperwork and records
- Outdoor property, including signs and debris removal
- Property in transit or temporarily off premises
- Accounts receivable
- Employee dishonesty, forgery or alterations
- Money and securities, on or off premises
- Premises, operations and products
- Fire legal liability/damage to premises rented by you
- Medical expenses
- Hired and non-owned auto*
- Primary and noncontributory coverage*
Loss of Income and Extra Expenses:
When your insured property is damaged, you are protected for loss of business income for up to 12 months and up to the limits you select. We also cover extra expenses needed to resume normal business operations.
- Equipment breakdown
- Glass coverage
- Higher limits for employee dishonestly, outdoor signs or accounts receivable
- Spoilage coverage
- Employee benefits liability*
*Not available in all states